Privacy Policy / Terms of Use

PRIVACY POLICY

1. Introduction

• Keys to Cash Home Buyers (referred to as "we," "our," "us") is committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains the types of information we collect, how we use it, and under what circumstances we may share it. By using our website, services, or opting into our messaging programs, you agree to the terms of this Privacy Policy.

2. Information We Collect

• We collect several types of information to provide and improve our services, including:

2.1 Personal Data

• Personal Data refers to information that can identify you as an individual. This includes:
• Contact Information: Name, email address, phone number, and mailing address.
• Identification Information: Driver’s license number, passport number, or other forms of identification for verification purposes.
• Financial Information: Payment details, credit card information, and bank account details.
• Transactional Information: Records of property transactions, offers, and any communications regarding purchases or sales.

2.2 Automatically Collected Information

• When you interact with our website, certain information is automatically collected, including:
• Device Information: IP address, browser type, operating system, device identifiers.
• Usage Data: Pages visited, time spent on each page, clicks, and navigation patterns.
• Cookies and Similar Technologies: We use cookies, pixels, and web beacons to collect information about your browsing behavior on our site.

2.3 Information from Third Parties

• We may receive information about you from third parties such as:
• Business Partners: Data from partners who assist in transactions or services.
• Public Databases: Information from public records relevant to your transactions.
• Social Media Platforms: Data when you interact with us through social media.

3. How We Use Your Information

• We use the collected information for the following purposes:

3.1 Service Delivery

• Account Management: To create, manage, and authenticate your account.
• Transaction Processing: To facilitate the buying and selling of vacant lands.
• Communication: To send notifications about your account, transactions, and important updates.

3.2 Marketing and Promotions

• Personalized Offers: To provide tailored marketing communications and promotional offers.
• Advertising: To serve you ads that match your interests, both on our site and on third-party platforms.
• Surveys and Feedback: To gather your feedback and improve our services.

3.3 Legal and Compliance

• Regulatory Compliance: To comply with legal obligations, such as anti-money laundering regulations.
• Fraud Prevention: To detect and prevent fraudulent activities.
• Dispute Resolution: To resolve disputes and enforce our agreements.

3.4 Data Analytics

• Site Improvement: To analyze site performance and improve user experience.
• Behavioral Analysis: To understand user preferences and optimize our offerings.

4. Sharing Your Information

• SMS consent and phone numbers will not be shared with third parties or affiliates for marketing purposes. We do not sell your personal information to third parties. However, we may share your data with:

4.1 Service Providers

• We work with trusted third-party service providers who perform functions on our behalf, including:
• Payment Processors: To manage transactions and billing.
• Marketing Partners: To deliver personalized content and advertisements.
• IT and Security Providers: To support our website infrastructure and security.

4.2 Business Partners

• Real Estate Agencies: To facilitate property transactions.
• Financial Institutions: For mortgage, insurance, and other financial services.

4.3 Legal Requirements

• We may disclose your information to:
• Government Authorities: To comply with legal obligations or in response to lawful requests.
• Law Enforcement: To protect against fraud, unauthorized transactions, or suspected illegal activities.

4.4 Business Transfers

• In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity, under the same terms of this Privacy Policy.

5. Security of Your Information

• We implement industry-standard security measures to protect your personal data, including:
• Encryption: SSL encryption to protect data transmitted over the internet.
• Access Controls: Restricted access to personal data, limited to authorized personnel.
• Regular Audits: Routine security audits to identify and mitigate potential vulnerabilities.
• However, no security system is impenetrable. We cannot guarantee the absolute security of your information.

6. Data Retention

• We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law. For example:
• Transactional Data: Retained for a minimum of six years for legal and tax purposes.
• Marketing Data: Retained until you opt out or unsubscribe.
• Account Data: Retained as long as your account remains active or until you request deletion.

7. Cookies and Tracking Technologies

• We use cookies and similar tracking technologies to:
• Enhance Site Functionality: Remember your preferences and improve your user experience.
• Personalize Content: Deliver relevant advertisements and offers based on your interests.
• Analyze Usage: Monitor and analyze site traffic and behavior.
• You can control the use of cookies through your browser settings. However, disabling cookies may affect your ability to use certain features of our website.

8. Your Rights and Choices

• You have the following rights regarding your personal information:

8.1 Access and Correction

• You can access and update your personal information at any time by logging into your account or contacting us.

8.2 Deletion

• You may request the deletion of your personal data by contacting us, subject to certain legal restrictions.

8.3 Opting Out of Marketing Communications

• You can opt out of receiving marketing emails by following the unsubscribe instructions in each email or by contacting us directly. For SMS communications, you can reply "STOP" to any message to opt out.

8.4 Managing Cookies

• You can adjust your cookie settings through your browser. Some features 
• of our website may not function properly without cookies.

9. Children’s Privacy

• Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we discover that we have collected personal data from a child under 18, we will promptly delete that information.

10. International Data Transfers

• Your information may be transferred to and processed in countries other than your own. These countries may have different data protection laws. We take appropriate steps to ensure that your personal data is protected in accordance with this Privacy Policy, regardless of where it is processed.

11. Updates to This Privacy Policy

• We may update this Privacy Policy periodically to reflect changes in our practices or for legal and regulatory reasons. We will notify you of any material changes by posting the new Privacy Policy on our website and updating the "Last Updated" date.

12. Contact Us

• If you have any questions or concerns about this Privacy Policy or how your data is handled, please contact us:
• Phone:(804) 508-7210

By using our services, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.

TERMS OF USE

By accessing and using this website, you acknowledge and agree to be bound by the terms outlined in this document. If these terms are not acceptable to you, do not use this website.

• Personal Data: Data that can identify an individual, such as names, contact details, and location.
• Public Area: Parts of the website that are accessible without user registration.
• Restricted Area: Parts of the website that require user registration and login to access.
• User: An individual who has registered and is authorized to access restricted areas.
• Visitor: An individual who accesses the public parts of the site but does not have access to restricted areas.

1. Content Use: The content provided on this site is for personal, non-commercial use and is subject to change without notice.
2. Content Ownership: The site’s content, including text, graphics, and images, is owned by or licensed to Keys to Cash Home Buyers. Unauthorized use may lead to legal action.
3. Liability: Keys to Cash Home Buyers is not liable for inaccuracies in the content; users use the site at their own risk.
4. User Conduct: Users must not use the site for any unlawful activity or in a way that could damage, disable, or overburden the site.
5. Age Restriction: Services are available only to individuals aged 18 and above.

All intellectual property on the site, such as trademarks, logos, and copyrighted material, belongs to Keys to Cash Home Buyers unless otherwise stated. Unauthorized use of any intellectual property may result in legal action.